BTCA provide insurance cover for Silver**, Gold and Platinum members in these areas:
Public Liability Insurance & Products Liability insurance - Public liability insurance covers yourself as a BTCA coach for accidental bodily injury to your clients in your private tennis lessons and group tennis sessions (up to a limit of 70 people participating in a group tennis session and an individual session length can be no more than 2 hours in length). It also provides the same cover for volunteers, assistants, parent helpers..etc that work in the sessions that you are delivering. Products Liability insurance covers accidental damage to the property of your clients within your coaching environment. Limit of indemnity: for public liability insrance and products liability insurance is £5,000,000 - Any one occurrence, including costs and expenses. Your tennis sessions must be delivered in the UK for the insurance cover to be valid. The finer details around the Public Liability Insurance and Products Liability insurance can be seen here. ***
Employers Liability Insurance Cover - Any employee of your limited company coaching business who sustains Bodily Injury which arises out of and in the course of their employment with you and within the working parameters of your coaching business (on court coaching) is covered for all sums which your coaching business becomes legally liable to pay as compensation, costs and expenses, provided that the incident is within the territorial limits of the UK up to a limit of £10,000,000 - Any one occurrence, including costs and expenses. The finer details around the Employers' Liability Insurance can be seen here.***
Professional Indemnity Insurance - Covers your legal liability to pay compensation and claimants’ costs and expenses resulting from any claim alleging a breach of professional duty whether that duty is owed in contract or otherwise arising from any negligent act, error or omission of you as a qualified coach whenever or wherever committed or alleged to have been committed in connection with your tennis coaching activity, provided that your coaching activity is within the territorial limits of the UK. The finer details of around the Professional Indemnity Insurance can be seen here. ***
** SIlver BTCA Membership requires the holder to be LTA Accredited at the time of ordering the membership and throughout the membership term of the BTCA Silver Membership. Insurance cover for Silver members provides cover only for areas not already provided by LTA coach accreditation insurance cover. The main area of BTCA cover for Silver members (not provided by LTA Accreditation insurance) is public liability insurance for assistants, volunteers and parent helpers in your group coaching sessions.
*** The information on this page is a shortened interpretation summary of the insurance policies of the BTCA. The text on this page should not to be considered as the policy wording that ultimately underpins the insurance cover provided. Please refer to the exact policy wording from the links on this page for the extent and parameters of which insurance cover is provided.